
~98,100
Population
2024 estimate
$471,300
Median home value
2024 est. value, not a sale median
70 to 90 min
Rail to Grand Central
Harlem & Hudson lines
A-
Putnam Valley CSD
Niche overall grade
Putnam is quiet, green, and closer to the city than people expect. Lakes, state land, and small villages like Cold Spring set the tone, and you can still be on a train to Grand Central in the morning.
Housing runs from lakefront cottages and ranches to bigger properties on a few acres. Inventory is thin, so when the right house comes up you have to be ready to move that week.
Towns & villages
Where people are buying
County seat: Carmel.
- Cold Spring
- Brewster
- Mahopac
- Putnam Valley
- Patterson
- Garrison
Getting to the city
Brewster and Southeast sit on the Harlem Line, while Cold Spring and Garrison are Hudson Line stops with river views the whole way in, typically 70 to 90 minutes to Grand Central.
Schools
Districts & ratings
Putnam Valley Central School District
Niche A- overall grade
Carmel & Haldane (Cold Spring) CSD
Small districts with strong local reputations
Life here
- Hudson Highlands State Park and the Appalachian Trail
- Cold Spring's riverside village, with antiquing, dining, and Breakneck Ridge
- Lakefront homes on Lake Mahopac, Oscawana, and Peach Lake

“Local knowledge is the whole advantage in Putnam.”
The Apex Collective Team
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Figures above are drawn from public reporting for the year noted and are provided for general information only. Sources: US Census QuickFacts: Putnam County · Niche: Putnam Valley CSD